How does RENT-TO-OWN work?   WHO is it for? - This system is designed for good people who want to fulfill their dreams of owning their own home. Rent to Own Homes are perfect for those who have had credit challenges, bankruptcy, foreclosure, difficulty getting financing, and those who simply want to have the flexibility of the option to buy, but not the obligation. OPTION PAYMENT - All we ask is that you come up with a small down payment, called the Option Payment, pay monthly rent on time and keep the home in good condition, and at the end of 1, 2 or 3 years you have the option to buy your own home. We apply all of your option payment toward the purchase price of your home. MONTHLY RENT - Each month you pay on time $50 to $300 of your rent will be credited toward your purchase price. You now have the ability to stop wasting money on rent. LEASE/PURCHASE AGREEMENT - You will have a contract that gives you the exclusive right to purchase your home within a set period of time, usually 1 to 3 years. HOME IMPROVEMENTS - We encourage our Tenant Buyers to improve their home. Remember, your purchase price is locked in so any improvements you make can many times increase the value of your home while your purchase price stays the same. CREDIT REPAIR & FINANCING - You now have the time you need to repair and improve your credit! We will put you in touch with people who can help give you options in both credit repair and in obtaining the financing to purchase your home. WHAT'S NEXT? - Look in our Available Homes section and find the home you are looking for. When you're ready to see your new home, contact us and we'll get you started. IT'S THAT SIMPLE!!